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Welcome to Turtle Cove!

Turtle Cove is a property owned community located on Jackson Lake in Monticello, Ga. Whether you are an owner/member, perspective owner or just looking, please feel free to navigate our site. The entire site is open and no login is necessary (login is for webmasters and admins only) to view the entire content. If you have questions or would like additional information, contact our office or one of our Turtle Cove real estate specialists listed on this page or on our service page tab. 

We offer our POA members:

  • 9 hole executive golf course
  • Swimming pool
  • 5 beaches & 4 boat ramps
  • Tennis courts
  • Clubhouse with Lounge and Restaurant


Turtle Cove Members,
Your Board of Directors voted unanimously to request the members of the Turtle Cove
POA approve the proposed change to our covenants.
The change we are requesting will give the TC POA members the ability to vote and
making changes to our covenants when needed. Currently the covenants can only be
changed every 15 years.
This change requires approval by 2/3 of the members eligible to vote.
FAQ’ s -
 This approval is not about increasing the dues. Section 8 of the covenants covers
dues and assessments.
 Any changes to the covenants will still require approval by the members.
 Notice of any proposed change to the covenants must be communicated to
members at least 30 days in advance of any vote.
 Members will have the ability to vote in person or by proxy on any change.
 Any future changes would require 2/3 affirmative vote or written consent or any
combination of affirmative vote and written consent of 2/3 of those eligible voters
present. in person or by proxy at a duly called meeting at which a quorum is
 There are no other changes to the covenants currently being discussed by the
 This change would allow the TC POA members to make changes if needed to
keep up with the growth and take advantage of opportunities in our community
and county.
 This change must be registered with the Jasper County by July 29, 2022.
 If you agree with this change please complete the approval form for and return it
in person, by mail or email it to the TC POA office no later than 7/19/2022.
 If you have multiple properties you only need to complete one form. You can list
all your properties one approval.
 If you do not agree with the change, there is nothing you need to do. This change
requires us to collect approvals only from 2/3 of the member’s eligible to vote.
 If we do not receive the necessary approvals we will not be allowed to vote on
this again until July 29, 2037
 If approved this change will not take effect until July 29, 2025
 Please go to the to view all the information on this proposed
change. You can also view the current Turtle Cove covenants and bylaws by
clicking on Members > Forms and Documents





Turtle Cove Property Owners Association | Bylaws

Article II

Meetings of Members

            Section 1. Annual Meetings. The regular annual meeting of the members shall be held on the Saturday following the second Tuesday in June each year at the hour, and place to be set by the Board of Directors.

            Section 2. Special Meetings. Special meetings of the members may be called for any purpose at any time by th ePresident, the Secretary, or by request of any two (2) or more Board members, or upon written petition of twenty-five (25%) percent of the Lot Owners. Any such written petition by the members must be submitted to the Association’s Secretary. The Secretary shall then verify that the required number of members have joined in the petition and shall submit all proper petitions to the Association’s President. The President shall then promptly call a special meeting for the purpose stated in the petition, and the Secretary shall send notice of the meeting in accordance with these Bylaws.

            Section 3. Notice of Meetings. It shall be the duty of the Secretary to mail or deliver to each Owner of Lots of record or to the Lots a notice of each annual or special meeting of the Association at least fourteen (14) days prior to but no more than forty-five (45) days before each annual meeting and at least seven (7) days prior to each special meeting. The notice shall state the purpose of any such meeting, as well as the time and place where it is to be held. The notice of an annual meeting shall state the time and place of the meeting. If any Owner wishes notice to be given at an address other than his or her Lot, the Owner shall designate such other address by written notice to the Secretary. The mailing or delivering of a meeting notice as provided in this Section shall constitute proper service of notice.

            Section 4. Waiver of Notice. Waiver of notice of a meeting of the Owners shall be deemed the equivalent of proper notice. Any owner may, in writing, waive notice of any Association meeting, either before or after such meeting. Attendance at a meeting by an Owner, whether in person or represented by proxy, shall be deemed waiver by such Owner of notice of the time, date, and place thereof unless such Owner specifically objects to lack of proper notice at the time the meeting is called to order. Attendance at a special meeting shall also be deemed waiver of notice of all business transacted at such meeting unless objection to lack of notice is raised before the business, of which proper notice as not given, is put to vote.

            Section 5. Quorum. Except as may be provided elsewhere, the presence, in person or by proxy at the beginning of the meeting, of Owners entitled to cast twenty-five percent (25%) of the eligible vote of the Association shall constitute a quorum. If the required quorum is not present, persons representing a majority of the votes represented at the meeting may adjourn such meeting for up to ninety (90) days to a designated date. At the reconvened meeting, the requirement shall be one-half (½) of the eligible eligible votes present, either in person or by proxy, to constitute a quorum at the reconvened meeting. Once a quorum is established for a meeting, it shall conclusively be presumed to exist until the meeting is adjourned and shall not need to be counted as eligible votes toward the quorum requirement.

Section 6. Adjournment. Other than a meeting that cannot be convened due to a lack of quorum, any meeting of the Owners may be adjourned for periods not exceeding ten (10) days by vote of the Owners holding the Majority of the votes represented at such meeting, regardless of whether a quorum is present. Any business which coils be transacted properly at the original session of the meeting may be transacted at a reconvened session, and no additional notice of such reconvened session shall be required.

Section 7. Proxy. Any member entitled to vote may do so by written proxy duly executed by the member setting forth the meeting at which the proxy is valid. To be valid, a proxy must be signed, dated, and filed with the Secretary prior to the opening of the meeting for which it is to be used. Proxies may be delivered to the Board by personal delivery, U.S. Mail, facsimile transmission, email, or other electronic means to any Board member or the property manager. Proxis may be revoked only by written notice delivered to the Association, except that the presence in person by the proxy giver at a meeting for which the proxy is given shall automatically invalidate the proxy for that meeting. A proxy holder may not appoint a substitute proxy holder unless expressly authorized to do so in the proxy.

Section 8. Action Taken Without a Meeting. In the Board’s discretion, any action may be taken by the Association members at any annual, regular, or special meeting may be taken without a meeting if the Board delivers a ballot or consent form to every member entitled to vote on the matter. The Board may deliver ballots and consent forms by personal delivery, U.S. Mail, facsimile transmission, email, or other electronic means. Owners shall deliver their vote by ballot or consent form by whatever means is specified by the Board.

  1. Ballot. A ballot shall set forth each proposed action and provide an opportunity to vote for or against each proposed action. Approval by ballot shall be valid only when the number of votes cast by ballot equals or exceeds the quorum required to be present at a meeting authorizing the action, and the number of approvals equals or exceeds the number of votes that would be required to approve the matter at a meeting at which the total number of votes cast was the same as the number of votes cast by ballot.

            All solicitations for votes by ballot shall: a) indicate the number of responses needed to meet the quorum requirements; b) state the percentage of approvals necessary to approve each matter other than election of directors; and c) specify the time by which a ballot must be received by the corporation in order to be counted. A ballot may not be revoked. The Association shall maintain such ballots in its file for at least three (3) years.

            Section 9. Order of Business. At all meetings of the Association, Roberts Rules of Order (latest edition) shall govern when not in conflict with the Declaration, these Bylaws, or the Articles of Incorporation.



 Title Description
Agreement of Covenant ModificationDownloadPlease complete form and return to office by June 30, 2022

Turtle Cove Weather

Turtle Cove KGAMONTI6 Weather Station is owned and operated by our fellow Turtle Cove resident, Matt Fronzak. The Weather Station is physically located in Turtle Cove, so if you want exact weather information for Turtle Cove, click the pic below to go to Matt's site. Great info. there!  Thanks, Matt!